Buy Now, Pay Later Built for Your Business

Helping every shopper afford their next purchase with smart and flexible payment options.


Drive Real Results

15 %
Lift in Sales
61 %
Higher AOV
25 %
Fewer Abandoned Carts

White-labeled Financing Built for Your Brand

Give your shoppers more ways to pay. Offer Bread to boost sales, average order value, and customer loyalty.

Straightforward Pricing

We offer transparent terms with no prepayment penalties, or deferred interest.

Simple Application

Requires only a few pieces of information to receive an instant decision. No redirects.

White-label Experience

Promote your brand, not ours. Customize Bread to match the look and feel of your brand.

Full Funnel

Let your shoppers discover, prequalify, and check out from any page on your site.

Reduce Risk

Get paid upfront in full. Your shoppers pay us over time. We assume the risk.

Powerful Data

Leverage shopper data to improve site conversion, retarget shoppers, and maximize revenue.

Full Service Merchant Support

Best-in-class integration and success team to help you launch and grow faster.

Omnichannel Solution

Minimize friction by offering financing to shoppers across all sales channels.

Case Studies

Now 41% of all the purchases made at Eargo are made with Bread’s financing.

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+405% Financed Sales After Making the Switch to Bread

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