Powerful Products and Features to Grow Your Business

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A Full Suite of Features and Merchant Tools

Straightforward Pricing

We offer transparent terms with no prepayment penalties or deferred interest.

Simple Application

Requires only a few pieces of information to receive a decision in seconds.

White-Label Experience

Promote your brand, not ours. Customize Bread Pay™ to match the look and feel of your brand.

Full Funnel

Let your shoppers discover, prequalify, and check out from any page on your site.

Reduce Risk

Get paid upfront in full. Your shoppers pay us over time. We assume the risk.

Powerful Data

Leverage shopper data to improve site conversion, retarget shoppers, and maximize revenue.

Full Service Merchant Support

Best-in-class integration and success team to help you launch and grow faster.

Omnichannel Solution

Minimize friction by offering financing to shoppers across all sales channels.

72% of Noémie’s financing customers prequalify from the product page, showing that offering financing earlier in the funnel helps drive conversions.

Emails from the RTA Store that included a personalized financing offer saw a 200% improvement in email conversion rates.

By offering Installments and SplitPay in tandem, CordaRoy’s has seen their conversion rates increase by 59%.

Fast and Easy Integrations

Get up and running quickly. Bread Pay’s seamless plug-in and direct API integrates with your existing platform and can be customized to fit your experience.

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