The following Bread Financial Payments, Inc. (“Bread Financial”) products, services, or offerings (“Offerings”) are protected by patents in the U.S.
This page is intended to serve as notice under 35 U.S.C. §287(a).
The following list of Bread Financial’s Offerings may not be all inclusive, and other Bread Financial Offerings not listed here may be protected by one or more patents. Other patents pending.
Interactive voice response quick credit system and associated methods – U.S. Patent Number 7,505,938
Displaying an animated digital watermark – U.S. Patent Number 9,147,152
Drivers license look-up – U.S. Patent Number 9,256,866
Displaying an animated digital watermark – U.S. Patent Number 9,489,614
Method for displaying items on a 3-D shape – U.S. Patent Number 9,704,192
Method and medium for recommending a personalized ensemble – U.S. Patent Number 9,710,841
Sharing an ensemble of items – U.S. Patent Number 9,953,357
Mobile credit acquisition – U.S. Patent Number 10,169,775
Displaying an electronic product page responsive to scanning a retail item – U.S. Patent Number 10,204,368
Collecting and analyzing data from a mobile device – U.S. Patent Number 10,157,397
Providing Mobile Loyalty Services Via A Single Native Mobile Application – U.S. Patent Number 10,304,075
Geofencing Messaging System – U.S. Patent Number 10,292,008
Determining Preferences of an Ensemble of Items – U.S. Patent Number 10,354,311
Drivers License Parser – U.S. Patent Number 10,380,619
Collecting and Analyzing Data For Targeted Offers – U.S. Patent Number 10,423,976
Enhancing Revenue by Driving Credit Account Purchases Through a Single Native Mobile Application – U.S. Patent Number 10,430,820
Geo-Filtering Consumer – U.S. Patent Number 10,460,335
Displaying an Electronic Product Page Responsive To Scanning a Retail Item – U.S. Patent Number 10,467,672
Punchcard Check-In System – U.S. Patent Number 10,572,891
Custom Communication Generator – U.S. Patent Number 10,726,425
Providing Biometric Security for Mobile Loyalty Services Via A Native Mobile Application – U.S. Patent Number 10,783,542
Providing Mobile Loyalty Services Via a Native Mobile Application – U.S. Patent Number 10,825,038
Mobile Number Credit Prescreen – U.S. Patent Number 10,929,924
Listening Application on a Mobile Device to Limit Multiple Redemptions of an Offer – U.S. Patent Number 11,080,740
Pre-Populating a Credit Card Number Field – U.S. Patent Number 11,037,212
Geofencing Messaging System – U.S. Patent Number 11,026,042
Retail Card Application – U.S. Patent Number 10,990,937
Retail Card Application – U.S. Patent Number 10,984,404
Mobile Number Credit Prescreen – U.S. Patent Number 10,929,924
Method and System for Partial Application Data Collection – U.S. Patent Number 11,163,943
Automatically Aggregating, Evaluating, and Providing a Contextually Relevant Offer – U.S. Patent Number 11,164,206
Adding a Credit Account to a Mobile Wallet to Make a Transaction When the Physical Card Associated with the Credit Account is Unavailable – U.S. Patent Number 11,164,178
Validating a Customer in an Electronic Transaction – U.S. Patent Number 11,361,317
ONE Card – U.S. Patent Number 11,270,275
Replacing a Customer Card Payment with a One-Time Loan at a Point of Sale – U.S. Patent Number 11,379,821
Gift Card Use Notification – U.S. Patent Number 11,443,299
Authenticated Account Interaction Via Text Cellular Text Message – U.S. Patent Number 11,436,626
Capturable Code for Automatically Formatting and Addressing a Text Message to Apply for an Offer – U.S. Patent Number 11,468,508
Distributed Risk Rules – U.S. Patent Number 11,475,516
Mobile Credit Acquisition – U.S. Patent Number 11,488,194
Mobile Device Verification For An Electronic Application Before Providing A Digital Pass To An Approved Customer – U.S. Patent Number 11,526,884
Internet-Based Management of Displayed Printed Media – U.S. Patent Number 11,853,966
Automatically Aggregating, Evaluating, and Providing a Contextually Relevant Offer – U.S. Patent Number 11,847,688
Seamless Electronic System and Method for Application, Acceptance Of, Authorizing Access To, and Tracking Purchases Made with a New Credit Account – U.S Patent Number: 11,847,636
Method and System for Partial Application Data Collection – U.S. Patent Number 11,769,000
Collecting and Analyzing Data From a Mobile Device – U.S. Patent Number 11,727,425
Limited Use Temporary Credit Account – U.S. Patent Number 11,727,409
Simple Checkout – U.S. Patent number 11,645,697
Using Position Location Information To Pre-Populate And Verify Information On A Credit Application – U.S. Patent Number 11,625,774
System and Method for Delayed Purchase Based on Input from Another – U.S. Patent Number 11,288,721
Short-Term Authorized Pass – U.S. Patent Number 11,928,676
