Unfortunately, no. Your confirmation codes may only be used one time to checkout. You may apply for another loan if you would like to make another purchase with Bread Pay.™
How It Works
Provide Your Info
Tell us how much you want to consolidate and provide some basic information about yourself – none of which will affect your credit score.
Explore Loan Options
Find out how much debt you are approved to consolidate and how much your monthly payment can be.
Consolidate Credit Card Debt
Set up the credit card balances you’d like to consolidate and finalize the length and APR of your new loan. Then, review and accept your loan agreement and finally, initiate your loan.
Checking your rate will not affect your credit score
Frequently Asked Questions
You will not be able to adjust your loan terms after you have accepted them.
Bread Financial™ currently offers financing in the U.S. only. At this time, Bread Financial is not available in U. S. territories
To apply for a Bread Pay™ One-Time Use Card, you must you meet your state’s age of majority – the age your state of residence defines as required to legally enter into a contract. You’ll also need a valid mobile phone number, email address and mobile device that allows for a digital wallet. Bread Financial™ must be able to verify your identity based on the information you provide in the application. Checking your eligibility does not affect your credit score since only a soft inquiry is completed.
If you check out with your first Bread Pay™ SplitPay loan, you will not be able to take out another Bread Pay SplitPay loan until after you pay back the first Bread Pay SplitPay loan. If you decide to use Bread Pay SplitPay again in the future, you may be eligible to have more than one Bread Pay SplitPay loan at the same time. Different credit qualifications may apply for Bread Pay™ Installment loans.
Yes! You can prepay anytime for all or part of your loan. There is never a penalty for paying early.
Ready to get started?Respond To Offer Checking your rate will not affect your credit score.
Bread personal loans are made by Comenity Capital Bank.